These Terms and Conditions ("Terms") govern your access to and use of the Truc Kimphu website, platform, and any related services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

1. Overview of Service

Truc Kimphu provides AI-powered data analysis, informational tools, and risk-management resources intended to help users, including students and early-career investors, better understand digital asset markets. The Service is provided for informational and educational purposes only and does not constitute financial, investment, legal, or tax advice.

2. No Financial Advice

Nothing on this Service should be construed as a recommendation to buy, sell, or hold any security, cryptocurrency, token, or other financial instrument. All content, analysis, charts, and outputs generated by the Service are provided "as is" for general informational purposes. You are solely responsible for any investment or trading decisions you make, and you should consult a qualified, licensed professional before making financial decisions.

3. Eligibility

By using the Service, you represent that you are at least 18 years of age (or the age of legal majority in your jurisdiction) and have the legal capacity to enter into these Terms. If you are using the Service on behalf of an organisation, you represent that you have authority to bind that organisation to these Terms.

4. Account Registration

Certain features of the Service may require you to create an account. You agree to provide accurate, current, and complete information during registration and to keep such information updated. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

5. Acceptable Use

You agree not to misuse the Service. Prohibited activities include, without limitation:

• Attempting to gain unauthorised access to the Service, other accounts, or related systems or networks.
• Using the Service for any unlawful, fraudulent, or harmful purpose.
• Reverse-engineering, decompiling, or attempting to extract source code or underlying algorithms from the Service.
• Interfering with or disrupting the integrity or performance of the Service.
• Uploading or transmitting viruses, malware, or any other malicious code.

6. Subscription, Fees, and Payment

Where the Service offers paid plans or subscriptions, applicable fees will be disclosed to you prior to purchase. Fees are generally non-refundable except as required by applicable law or as otherwise stated at the point of sale. Truc Kimphu reserves the right to modify pricing or subscription terms with reasonable notice.

7. Intellectual Property

All content, software, design, trademarks, logos, and other intellectual property associated with the Service are owned by or licensed to Truc Kimphu and are protected by applicable intellectual property laws. Except as expressly permitted, you may not copy, reproduce, distribute, or create derivative works from any part of the Service without prior written consent.

8. Third-Party Services and Links

The Service may reference, integrate with, or link to third-party tools, data providers, or websites. Truc Kimphu does not control and is not responsible for the content, accuracy, or practices of any third-party service. Your use of third-party services is governed by their own terms and policies.

9. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, or reliability of any data, analysis, or output generated by the platform. Digital asset markets are volatile and carry significant risk, including the risk of total loss of capital.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Truc Kimphu, its affiliates, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or investment value, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Truc Kimphu and its affiliates from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of your use of the Service or violation of these Terms.

12. Suspension and Termination

Truc Kimphu reserves the right to suspend or terminate your access to the Service, at its sole discretion, at any time and for any reason, including violation of these Terms, without prior notice. Upon termination, your right to use the Service will immediately cease.

13. Changes to the Service

Truc Kimphu may modify, suspend, or discontinue any part of the Service at any time, with or without notice. We will not be liable to you or any third party for any such modification, suspension, or discontinuation.

14. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices, Service features, or legal requirements. Material changes will be indicated by updating the "Last updated" date above. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction], without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in [Insert Jurisdiction].

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

17. Contact

If you have any questions about these Terms, please reach out via the contact details provided on our Contact page.

This Terms and Conditions document is a general template provided for informational purposes and should be reviewed by a qualified legal professional before use to ensure compliance with applicable laws and regulations relevant to your jurisdiction and business operations.